Pre-Approval
Complete an online application and I will determine your max purchase price. This way you’ll be prepares for when that perfect home pops up!
Get Pre- ApprovedReady To Buy
Found a home and you’re ready to get fully approved? I can help you right away. I have access to many lenders to help find you the best rate and product.
Apply NowAccess Equity
Thinking about pulling cash out of your home? Accessing home equity is one of the best ways to consolidate debts or access money for large purchases or expenses. Learn more!
Apply Now
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Mary Kristine Centeno Introduction
A Quick, Secure & Transparent Process
I am a proud Filipino living in Canada. I speak Tagalog and English.
I am dedicated to helping clients especially my fellow Filipinos to find the best home loan options to suit their needs.
Whether you are a first-time homebuyer, looking to refinance, or in need of a second mortgage, I have the expertise to guide you through the process. I understand that the mortgage process can be overwhelming and I am here to make it as easy as possible for you. So if you're ready to take the first step towards homeownership, or if you just have questions about the mortgage process, please give me a call or apply online today.
I look forward to helping you achieve your dream of homeownership.
We've got options
Services & Products
What I'm Offering
Working With A Mortgage Agent
Banks only have access to their own mortgage products & interest rates. While Mortgage Agents have access to multiple lenders, including banks, credit unions, monoline lenders, private financing and much more.
I specialize in mortgages. Let me shop the best mortgage products and rates for you
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Does it cost money to work with a Mortgage Agent?
Nope! Working with a Mortgage Agent is FREE. Mortgage brokers get paid directly by the lenders for finding you the best rate & mortgage product.
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Do you have the lowest rates?
As Mortgage Agent, I have access to many different lenders, such as banks, credit unions, monoline, alternative and private lenders. This way I can shop around to find you the best interest rate & mortgage product to fit your unique needs.
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What's my next steps?
Whether you're buying your first home or wanting to refinance, the first step is talking to a Mortgage Professional. Contact me today to get started!
What I'm Offering
All Loans Services
First Time Homebuyer
In Canada, there are several benefits available to first-time homebuyers to help make the process of buying a home more affordable. Here are a few examples:
Mortgage Renewal
Mortgage renewal is the process of renewing your existing mortgage agreement with your current lender or switching to a new lender. In Canada, there are several mortgage renewal options available…
Refinance Options
Refinancing is the process of replacing an existing loan with a new loan that has more favorable terms, such as a lower interest rate or longer repayment period. In Canada,…
Get to Know About
Flexible and Quick Business Loans For You
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This is us
Meet The Team
"Absolutely incredible service. Their team was fast, efficient and never failed to keep us up-to-date on everything. They worked hard, negotiated and got us the best rate. Highly recommended!"
Mary Centeno
Mortgage Agent, ON
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Customers Testimonials
Customers Testimonials
"We worked with a Mary Kristine Centeno to secure a mortgage for our new home and I could not be more pleased with the outcome. She was knowledgeable, professional, and went above and beyond to ensure that I received the best deal possible. She took the time to explain all of my options and walked me through the process every step of the way. Thanks to her help, we were able to secure a mortgage that fit our needs and budget perfectly. We highly recommend her service to anyone in the market for a home mortgage. She truly made the experience stress-free and enjoyable."
Anniebeth Raymundo
I had the pleasure of working with Kristine and was impressed by her expertise, professionalism and commitment to exceptional customer service. She provided personalized guidance and support throughout the mortgage process, ensuring a smooth and stress-free experience for my clients. I highly recommend Kristine and look forward to working with her again in the future.
Cyrus Eusebio
eXp Realty Sales Representative